1. Can overseas investors buy property in the UK?
There are no restrictionson overseas owners buying or owning property in the UK. The purchase procedureis exactly the same whether you are British or from another country and whetheryou live in the UK or outside it.
1.海外投资者可以购买英国房产吗？
对于海外投资者购买或拥有英国房产并没有限制。不论您是否是英国居民不论您是否居住在英国境内，购买手续完全一样。
2. What is leasehold andwhat is ground rent ?
In the UK all apartmentsare owned as leasehold properties. That means that the person who owns the landon which the apartments are built grants each of the owners a long lease sothat apartment can be on that land for that period. The standard lease lengthis anything from 125 to 999 years. In return for the apartment being on thatland for that time, the apartment owner has to pay a ground rent every year tothe land owner. This payment is called the ground rent. Providing theground rent is paid every year the apartment owner continues to own theapartment. For St David’s developments this means they own the apartments for999 years.
2.什么是租赁权和土地租金？
英国所有的公寓都具有租赁权。这意味着土地拥有者授予在此土地上建造公寓的所有者长期的租赁权，所以这些公寓可以在一段时期内存在于此土地上。标准的租赁年限为125~999年。公寓在土地上存在期间内，公寓所有者需每年支付土地所有者土地租金。这个款项就叫土地租金。公寓所有者只有每年支付。
3. Do I have to pay anytax in the UK and who will organise this for me?
This is set out in ourindividual development brochures. Chinese nationals living in China andMalaysians living in Malaysia for example, may claim a personal allowance of£10,000 p.a. meaning income generated below this level in the UK is tax free.However the purchaser will be required to register with HMRC (the UK taxauthority ) and may be required to submit annual tax returns irrespective ofwhether any tax is due. We will help purchasers complete the requireddocumentation at no cost to them.
3.我需要支付任何英国的税款吗？谁将为我处理这些事宜？
这部分内容在我们的个别房产开发手册中有涉及。比方说，在中国境内居住的中国人和在马来西亚境内居住的马来西亚人，可以申请每年度￡10,000 的个人税收津贴。就是说收入未超过此水平的视为免税。但是，买家需要在HMRC (英国税务机关) 注册登记，可能被要求提交年度纳税申报单，无论是否为应付的税款。St David 将无偿帮助买家准备所需的文件。
4.What happens if the completion of an ‘off plan’ building is delayed?
Every contract to buy aproperty from St David has a long stop date. This is the date by which thebuilding must be completed and the property transferred to the new owner. Inthe highly unlikely event the building is not ready by this date, the purchasermay withdraw and receive all his funds back, or may elect to continue with thepurchase, in which case rental payments under the master Tenancy will commenceon the long stop date.
4. 如果预售形式的房产完工日期延后了怎么办？
每一个从St David 购买房产的合约都有一个为期较长的终止日。此日起为房产竣工日和将房产转移给新所有者的日期。如果一旦房产在此日期前没有竣工，买家可以撤回资金或者可以选择继续此交易，无论哪种情况，买家都会收到自终止日起的租金赔偿。
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The contents of this brochure havebeen prepared for general information purposes only. St David, its directors,officers and employees may not be held liable for any omissions or errorsherein. Investors should refer to the formal purchase documents as provided bytheir solicitor when purchasing a property.
